> I'd like to contribute to reducing the cost of care, by shopping around for more efficient/more affordable/better dollar for value doctors/hospitals, but I haven't the foggiest idea of where to start.
Not to mention that this is almost completely out of your hands if you're unconscious or otherwise not able-bodied. If you get in a car accident and are unconscious, you're likely to go to whichever hospital the ambulance takes you to, and you're on the hook for that ambulance ride now, too. Before you even get to the hospital, your bill can already be over $1000.
That's an outlier, and it's outside of my control, that I don't care much to optimize for it. Ambulance rides in most other countries cost similar amounts, too.
Not to mention that this is almost completely out of your hands if you're unconscious or otherwise not able-bodied. If you get in a car accident and are unconscious, you're likely to go to whichever hospital the ambulance takes you to, and you're on the hook for that ambulance ride now, too. Before you even get to the hospital, your bill can already be over $1000.