> Times your "probably less than 5%" by twelve and you're closer to the truth:

Nope. They miscounted and several other problems. (When someone goes broke because they're an alcoholic and lose their job, do you really think that's a medical bankruptcy?)

Google "mcardle atlantic medical" and start reading.

Here is more information about it:

http://www.theatlantic.com/business/archive/2010/02/a-little...