This won't affect PayPal in any way. They have plenty of money to cover the licenses and bonds and whatever else. They're part of the status quo and are not considered a threat by Visa/Mastercard in any way, shape, or form. In fact, PayPal is one of their best customers.

If you have a bone to pick with PayPal, you ought to be wishing for more competition, not supporting barriers to entry for their competitors.