Every single financial company that facilitates transactions does the same thing. They all use the same backend products to do AML, and comply with the same laws.

It’s not like they do it for fun. The denominators are whether those companies implement decent recourse if you’re flagged. Stripe does; PayPal doesn’t.

A simple and effective alternative has been around since 2009.

we use both (and cash) so that they don't go through the same BS at the same time (hopefully).