> For most people cash, credit, or debit work just fine.

Phones worked just fine for most people in 2006. Phones' screens were just fine in 2009...

Paypass and Paywave are a considerable improvement over chip and PIN or singing a slip of paper. Faster, less fumbling. Necessary, no; an improvement, yes.

Ok... lets rehash...

The iPhone was a 10X improvement over what was out there, if you upgraded your whole phone experience got better.

Retina was a 4X improvement (4X as many pixels) after looking at retina the 3GS looked ugly, if you upgraded your entire phone experience got better.

Now lets take a look at what happens if you get an NFC phone, you still have to take your wallet, and then you have to ask everyone whether their payment system supports NFC. 95% of the time you're going to be taking out your wallet. It's not a 10X improvement therefore adoption will be slow.

And it still doesn't work when the power is out unlike cash. I'm actually starting to go away from any payment system that isn't cash, because cash is universally accepted, even the Olympics takes cash.

If NFC was on par with the aforementioned features it would be in the new phone.

> you have to ask everyone whether their payment system supports NFC.

Have you ever used Paypass? The readers are pretty conspicuous, large pad above the chip card reader, no need to ask just like you don't need to ask if someone takes cards when you see the reader.

> And it still doesn't work when the power is out unlike cash.

Sure, and phones don't work when the cellular network is down, unlike shouting. But the last time I was unable to pay with a card because power or network were down was in 2010 and that's the only instance I can actually remember since, like, 2005.

Let's not get into the parts where POSes will probably go down too if power goes out...

You know, after reading your post I have to agree that yes, NFC being vulnerable to the same problems as it's alternatives makes it 10X better.

I'm sure any day now Apple will come out with NFC in the iPhone 5S as they realize they've missed out on a huge opportunity.

Please pay no attention to the ticketing app of which they will probably take a 30% cut. NFC is where the money's at which is why people have stopped buying iPhones and are instead only buying phones with NFC.

I just tossed my wallet, 4S, debit/credit cards, and cash into the garbage, now I just carry around my Galaxy Nexus looking for someone who wants to me to beam them bitcoins. I'm looking forward to walking 5 KM to get to a grocery store to buy food now that I can't drive (my drivers license just got revoked because the police won't accept a picture of it) and theres no where to sell me food in < 5KM (they don't support NFC).

NFC really does change everything, it's a whole new way of living.

Your reactions are amusingly similar to reactions people had to touchscreen phones before the touchscreens became good. Yes, of course, take away my keyboard, I'll just type my BBMs on shitty glass! Those damn touchscreens, a solution in search of a problem.

As a point of interest I can buy food with NFC within a 12 minute walk, and I don't even have an NFC phone.

Yes, you've hit the nail on the head, my reactions to NFC before it became good is the same reaction I had to touchscreens before they became good.

The reason why the iPhone was revolutionary wasn't because it had a touch screen it was because it didn't suck. When NFC stops sucking I'll stop saying it sucks.

I thought bump was awesome too, then I realized how inconvenient it was. I could hand you a business card, or I could fiddle with my phone, show you how to download the app, etc. NFC is bump with out the bumping. It's still too fiddly.

The iPaq, Newtown, Palm Pilot, and the Android G1 were solutions in search of a problem just like the current incantation of NFC is.

> When NFC stops sucking I'll stop saying it sucks.

Have you used a mainstream credit card NFC payment system such as Paypass or Paywave? What did you think sucked about it?

Have you used a mobile device NFC payment system such as Google Wallet? What did you think sucked about it?

Fair enough, but there are at least some point of sale systems that have NFC already, I have yet to see a system that is set up to display a barcode for the phone to read and then read a barcode on the phone (without moving the phone).