That's cool, but it's for sites with users who have Stripe accounts to sell things to take payments. What I'm looking for is basically DailyCred (https://www.dailycred.com/) but with paid user plans. It has to be white-label.
What you described is a bit vague so I'm not sure quite what you need, but it allows you to basically spin up merchant accounts for your customers on the fly in a way that's basically as seamless as legally possible.
