haha okay, what i am trying to say is that from apple's point of view, it doesn't really matter if UNH is selling them a health insurance product or jacuzzi or eyebrow threading services or whatever.
apple employees say they want it, for some idiosyncratic reason apple is the party that gives it to them, and UNH is providing a uniquely cheap version of it. the gap between what employees think they are getting and what they are actually getting is huge. when you go on hacker news and people are talking about 80% medical loss ratios (that don't apply here, but that's not what you are spending your breath talking about) and "insureds" or whatever, you are enhancing the illusion.
that UNH has people carrying its water in this way: that's another reason, of many, that it is so big.
apple employees say they want it, for some idiosyncratic reason apple is the party that gives it to them, and UNH is providing a uniquely cheap version of it. the gap between what employees think they are getting and what they are actually getting is huge. when you go on hacker news and people are talking about 80% medical loss ratios (that don't apply here, but that's not what you are spending your breath talking about) and "insureds" or whatever, you are enhancing the illusion.
that UNH has people carrying its water in this way: that's another reason, of many, that it is so big.