There's a difference between unavoidable risk and imposed financial risk, much of which is caused by the financial industry itself.
Being killed by a meteorite is a statistical issue. Having your house stolen by a bank during a manufactured recession is a crime, and should be avoidable.
Yes, that was actually happening after 2008. For example:
Gambling is creating risks that don't need to be created, for their own sake. Some people like risk all by itself - gamblers.