Wero is not a PayPal alternative. It doesn't even have buyer's protection and every bank must manually implement it which immediately makes it a failure. Some banks also connect it to your phone number so you can't link Wero to two different bank accounts with the same number when you have 2 bank accounts. Very messy.

> Some banks also connect it to your phone number

What do you mean "some banks"? I thought the whole value proposition of Wero was instant bank transfers with SEPA but using phone numbers?

...why would I give my phone number to random people to pay them? I'd rather use an email address or user name. And using phone numbers means making it easier for normal people which means uploading the whole address book to the bank... just no.

I'd rather give the bank account number to people that need to send money there. Why bother with email address?

With the number everyone can withdraw money (which is two clicks to cancel the transfer but still annoying).

Source needed. AFAIK that would mean faking a direct debit mandate which would be a criminal offense.

The person above you is right. I've never had it happen to anyone I know so the risk seems exceptionally low (also because of the undo option), but technically you can indeed just fill in any IBAN and get that person to pay for your product. Responding "but that's illegal!" is like wondering why we need police at all; nobody would violate the law right??

Wero is a payment provider technology, a money wallet, and a bank account integration technology under one single marketing name.

On the payment provider technology side, you're right, but the wallet feature uses phone numbers (and I think email addresses) so you can send each other money without sharing your IBAN (which is slightly longer and probably not in your contacts).

FYI this comment was dead, not flagged. I wonder if you're hellbanned or if it was a keyword trigger

Unfortunately peasants like us who don't live in the 5 countries where it's available still can't look back

I live where it's available and still can't use it to pay stuff, only to transfer money to friends.

You need to use your bank's app for Wero, and many EU banks' apps refuse to run on GrapheneOS for the same reasons as PayPal. This is sadly not a clear win for Wero.

wait for it... I can see a future were every wallet, payment etc. app will block devices which are on custom ROMs and do not pass strong hardware integrity with blessing from Google.

I've read once that there are paid app testing labs which test if an app has root and custom ROM detection and when they don't have that it's a minus point on the report.

Sadly, not even close. I would even dare to say that Klarna is closer to what PayPal is, than Wero.

The website is pages and pages of blankness for me on Firefox mobile.

Does this work in the UK?

No. We left the EU, so we don't get such fun.

Wero also isn't implemented EU-wide either, so it's still possible as long as the banks play ball.

UK politics has been quite isolationist, though, so I doubt the banks will see much in interoperating with the rest of Europe.