It took a lot of courage for me to leave at&t when I did. It was my first job out of college, I just got saddled with a mortgage and was soon to be married to a lady who would be 100% dependent on me at first since I was bringing her to USA from Nigeria. When I told my soon-to-be-wife and the rest of my family that after nearly 6 years, I was leaving the well established corporation AT&T for a San Francisco start-up of less than 20 people.... they were not on board. This was back in 2007. Today, everything worked out.

Outside of this debate about tech, in general people should avoid living simply to survive. You will regret it later when you're 60yrs old and realize all you've done with your live was... not die.